AI-powered Treasury yield curve analysis
A positively sloped Treasury yield curve stretches from the short bills out to the 30-year Treasury yield at 4.83 percent, with neighboring maturities spaced unevenly across the term structure.
Long-maturity Treasury yields moved lower at the start of the week. The 30-year Treasury yield finished Monday at 4.8 percent, down from 4.82 percent on Friday and 4.84 percent one month ago.
A 2-year Treasury rate of 3.60 percent anchors the front of the Treasury yield curve on 2026-01-23, with rates rising steadily across maturities from there.
At 4.84 percent, the 30-year Treasury yield sits at the top of the Treasury yield curve on Thursday, January 22, 2026, while the 1-year Treasury rate of 3.53 percent marks the lowest point on the curve. The 4-week Treasury bill rate stands at 3.79 percent, and the 6-week rate holds at 3.71 percent.
Middle maturities of the Treasury yield curve moved higher over the past week on Wednesday, January 21, 2026. The 2-year Treasury rate stood at 3.6 percent, up from 3.51 percent a week earlier, while the 3-year Treasury yield reached 3.66 percent from 3.56 percent.