Treasury Yields Little Changed, 4-Week Bill Rate at 3.79% (Jan 22, 2026)

At 4.84 percent, the 30-year Treasury yield sits at the top of the Treasury yield curve on Thursday, January 22, 2026, while the 1-year Treasury rate of 3.53 percent marks the lowest point on the curve. The 4-week Treasury bill rate stands at 3.79 percent, and the 6-week rate holds at 3.71 percent. Compared with the previous business day, the 30-year Treasury yield moved lower from 4.87 percent, as did the 20-year Treasury rate, which slipped from 4.82 percent to 4.79 percent.

Day-to-day moves elsewhere on the curve were modest. The 10-year Treasury yield held at 4.26 percent, unchanged from Wednesday, and the 2-year Treasury rate edged up to 3.61 percent from 3.60 percent. The 5-year rate rose to 3.85 percent from 3.83 percent, the 3-year rate advanced to 3.68 percent from 3.66 percent, and the 7-year rate ticked up to 4.05 percent from 4.04 percent. The 6-month rate eased to 3.61 percent from 3.62 percent, while the 3-month rate moved to 3.71 percent from 3.70 percent.

Measured against one week ago, longer maturities are higher: the 10-year Treasury yield has climbed from 4.17 percent, the 7-year rate from 3.96 percent, and the 5-year rate from 3.77 percent. The 2-year Treasury rate sits above its 3.56 percent level of a week earlier. Over the past month, the 10-year rate has risen from 4.18 percent and the 2-year rate from 3.48 percent, while the 1-year rate declined to 3.53 percent from 3.52 percent a month ago. A year earlier, the 10-year Treasury rate stood at 4.60 percent and the 30-year Treasury yield at 4.82 percent.