Back to summaries

3-Year Yield Rises 8 bps to 4.30% (Jul 13, 2026)

Rates across the Treasury market stand higher than one week ago, led by the long end. The 30-year Treasury yield sits at 5.10 percent versus 4.99 percent on 2026-07-06, and the 20-year Treasury yield rose to 5.11 percent from 4.99 percent. The 10-year Treasury rate climbed to 4.62 percent from 4.48 percent, while the 2-year Treasury rate advanced to 4.26 percent from 4.13 percent. Shorter maturities also moved up, with the 3-month rate at 3.89 percent from 3.87 percent and the 6-month rate at 4.03 percent from 3.98 percent. The 4-week Treasury bill rate increased to 3.73 percent from 3.69 percent.

Compared with the previous business day on 2026-07-10, levels were higher across the curve. The 30-year moved up from 5.06 percent, the 20-year from 5.08 percent, the 10-year from 4.56 percent, and the 2-year from 4.21 percent. Over one month, gains were substantial: the 6-month rate rose from 3.82 percent to 4.03 percent, the 1-year yield climbed from 3.86 percent to 4.12 percent, and the 5-year rate reached 4.37 percent versus 4.21 percent. The 30-year Treasury yield stood at 4.97 percent thirty days ago.

The Treasury yield curve remains upward sloping from short to long maturities, though the longest maturities are compressed. The 20-year yield of 5.11 percent currently exceeds the 30-year yield of 5.10 percent. Elsewhere on the curve, the 3-year rate is 4.30 percent, the 7-year rate is 4.48 percent, and the 4-month rate is 3.97 percent. One year ago, the 30-year Treasury yield was 4.96 percent and the 2-year Treasury rate was 3.90 percent, so both long and short ends now sit above their year-ago levels.

Yield Curve

4WK
3.73%
6WK
3.76%
2MO
3.82%
3MO
3.89%
4MO
3.97%
6MO
4.03%
1YR
4.12%
2YR
4.26%
3YR
4.30%
5YR
4.37%
7YR
4.48%
10YR
4.62%
20YR
5.11%
30YR
5.10%