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Treasury Yields Little Changed, 5-Year Yield at 4.31% (Jul 8, 2026)

A 5.07 percent reading on the 20-year Treasury yield marked the highest point on the Treasury yield curve Wednesday, with the 30-year Treasury rate close behind at 5.06 percent. The 4-week Treasury bill rate sat at the bottom at 3.67 percent, matching its level from a week earlier. The 20-year maturity standing above the 30-year reversed last week's ordering, when both were at 4.97 percent.

Moves between sessions were modest. The 2-year Treasury rate rose from 4.19 percent to 4.21 percent, the 3-year from 4.18 percent to 4.21 percent, and the 5-year from 4.27 percent to 4.31 percent. The 10-year Treasury yield climbed from 4.55 percent to 4.56 percent, and the 7-year moved from 4.40 percent to 4.43 percent. The 3-month rate ticked up from 3.86 percent to 3.87 percent, while the 6-month held at 3.99 percent. Flat readings included the 1-year at 4.06 percent, the 6-week at 3.74 percent, the 2-month at 3.82 percent, and the 4-month at 3.94 percent.

Measured against a week ago, gains were larger: the 30-year Treasury yield advanced from 4.97 percent to 5.06 percent, the 10-year from 4.48 percent to 4.56 percent, and the 2-year from 4.17 percent to 4.21 percent. Over the past month, the 1-year rate rose from 3.85 percent to 4.06 percent and the 3-month from 3.80 percent to 3.87 percent, while the 10-year held near its 4.56 percent level from 30 days earlier. A year ago, the 2-year Treasury rate stood at 3.90 percent and the 30-year at 4.94 percent, both well below current readings.

Yield Curve

4WK
3.67%
6WK
3.74%
2MO
3.82%
3MO
3.87%
4MO
3.94%
6MO
3.99%
1YR
4.06%
2YR
4.21%
3YR
4.21%
5YR
4.31%
7YR
4.43%
10YR
4.56%
20YR
5.07%
30YR
5.06%