January 14, 2026
Treasury Yields Little Changed, 30-Year Yield at 4.79% (Jan 14, 2026)
At 3.51 percent, the 2-year Treasury rate sits higher than its level of 3.47 percent one week ago, and the front-to-back progression across maturities runs from the 4-week Treasury bill rate at 3.72 percent through the 6-month at 3.58 percent, the 1-year at 3.50 percent, and on to the 10-year Treasury yield at 4.15 percent before reaching the 30-year Treasury yield at 4.79 percent. Compared with last Wednesday, short maturities moved higher: the 2-month rose to 3.66 percent from 3.60 percent, the 3-month to 3.67 percent from 3.62 percent, the 4-month to 3.65 percent from 3.60 percent, and the 3-year to 3.56 percent from 3.53 percent. At the long end, the 20-year slipped to 4.73 percent from 4.76 percent and the 30-year declined to 4.79 percent from 4.82 percent, while the 10-year held unchanged at 4.15 percent.
Against the previous business day, most maturities were lower. The 5-year Treasury rate fell to 3.72 percent from 3.75 percent, the 7-year to 3.92 percent from 3.95 percent, the 10-year to 4.15 percent from 4.18 percent, and the 30-year to 4.79 percent from 4.83 percent. The 2-year and 3-year each eased, standing at 3.51 percent and 3.56 percent versus 3.53 percent and 3.57 percent a day earlier. Bills were little changed, with the 4-week at 3.72 percent and the 6-week at 3.71 percent, down from 3.72 percent.
Measured against 30 days ago, the Treasury yield curve shows a mixed pattern. The 4-week Treasury bill rate stands at 3.72 percent versus 3.77 percent, and the 2-month at 3.66 percent versus 3.75 percent, while the 3-month is higher at 3.67 percent from 3.65 percent. The 5-year Treasury rate is a shade lower at 3.72 percent from 3.73 percent, the 10-year Treasury yield is down from 4.18 percent, and the 20-year and 30-year stand at 4.73 percent and 4.79 percent versus 4.80 percent and 4.84 percent. One year ago, the 2-year Treasury rate was 4.37 percent and the 30-year Treasury yield 4.98 percent.